If you have been involved in an accident, usually a road traffic crash, where another vehicle has been involved, it is likely that you will have been in contact with your insurers. There is also a very high chance that the other parties insurers, will have been in touch with you. Be aware, a common tactic employed to reduce the third parties insurer’s liability is by offering you a quick settlement for your loss and injuries.
It is important for someone who has been hurt in an accident to receive independent advice on what their options are and be given guidance on how much is an accepted amount of compensation that they should expect to receive after sustaining injury in an accident which was not their fault. This compensation is the legal redress to put the person who is not at fault back to their pre-accident position as a financial settlement.
It is however common practice for the insurer, or some legal panel solicitors, who are responsible for paying the damages caused by the third party at fault to try every trick in the book to under settle the claim. Digby Brown has countless cases where clients have been offered very low sums, many of which are before any medical evidence is gathered to deliberately under settle the claim. You as the innocent party do not know that the offer given, usually within a short time of the accident is not fair. Imagine going to the supermarket where none of the goods have a price tag and you have to rely on the honesty of the shop not to overcharge you. Without knowing the market, it becomes very difficult to judge what is or what isn't fair. This tactic is widespread, relying on speed and vague threats, of take it or you may receive nothing. Any offer which is made extremely quickly and or does not involve assessing the level of injury by means of medical checks is likely to be considerably less than fair.
At Digby Brown we prepare every case thoroughly to ensure your best interests are considered at all times. We will never take on a case with either seeking medical examination or receiving a report from your Doctor or Hospital - without this evidence no personal injury can be truly valued.