Insurers refuse to admit fault for horse riding accident claim
Our client was riding her horse on the road through a local village with some friends when they were involved in a horse riding accident.
As they were leaving the village a tractor was travelling along the side road. All of the group were competent riders and wearing hi visibility garments but it was clear that the driver of the tractor was not slowing down or going to stop.
The tractor pulled out of the junction and headed towards our client revving his engine. The noise of the engine startled our client’s horse, causing it to become very unsettled and eventually spin and back up. The other riders indicated for the driver to stop but he did not. Our client’s horse reared, she fell off and was injured, and her horse bolted.
Driver clearly at fault for horse riding accident
Specialist solicitors at Digby Brown in horse riding claims obtained witness statements that our client was clearly visible to the driver of the tractor and that she was riding sensibly.
In fact, one witness was a delivery driver who had overtaken our client earlier and saw the whole incident.
Horse riding accident claim against tractor driver
Our client obtained a photograph of the tractor and the registration and we were able to trace his insurer.
Our solicitors intimated a claim to the insurers and liability was denied, they did not admit fault.
Our solicitors advised that we had supportive witness evidence but the insurers remained firm. As such, we raised the horse riding claim in Court.
Insurers insist their not at fault for horse riding accident
The solicitors for the insurance company maintained their position of liability denied stating their client was a person who was used to being around animals.
They blamed our client for riding badly, and then argued that the horse was behaving badly before the tractor was anywhere near it - despite being advised that we had supportive witness statements that proved their client was at fault.
Our specialist solicitors held their position on fault despite a number of offers from the insurance company to abandon the case.
Insurers pay out for horse riding accident claim
We were successful with the case and insurers finally made a fair and proper offer to settle the horse riding accident claim.
What our clients say about us
We put our clients at the centre of everything we do and are committed to providing the very best service. The hundreds of five star reviews we have received on Trustpilot is a reflection of this approach.
My experience from start to finish was brilliant ....Kerry dickson -
I contacted Digby Brown after I suffered an accide...Caitlyn Lallz -
I had an accident at work and the 3 year limit was...K. Semple -
This is the second time I have sought the help of ...Katie Summers -
Fantastic and fast service. Sam was so professiona...Gabriella Poli -
Several years ago I was struck in the eye by a gol...Pamela Christie -
I contacted Digby Brown to have assistance on a pe...Stephanie -
I had an accident at a local train station. I slip...Jamie-Livingston -
Fantastic assistance throughout, providing continu...Claire -
I was in a car accident in February that wasn’t my...Cheryl Campbell -
Highly recommend Digby Brown. Louis Wong and Stace...Aidan -
Such an easy stress free experience. Kept in const...Rebecca McEwan -
0333 200 5926
Monday to Friday: 8am - 7pm
Saturday and Sunday: 12pm - 4pm
(Please note, local rate, even from mobile)
Email enquiry form
Complete our enquiry form and we will strive to reply within 24 hours